Posts from October 2017

New Disclosures Show Young, Minorities and Lower Income Lead Mortgage Rebound

October 20, 2017 by Zelman & Associates

Based on our national mortgage finance research, we estimate that 2.57 million unit purchase mortgages were originated in 2011, which stood 61% lower than the cycle peak of 6.60 million in 2005 and represented the lowest production since at ...

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Filed Under | entry-levelmortgage

Non-Banks Dominating Origination Market with Some Startling Growth Rates

October 20, 2017 by Zelman & Associates

While banks dominate mortgage credit headlines given that the majority are publicly traded, host investor conference calls and are recognizable brand names, non-depository mortgage companies ...

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Filed Under | mortgage

What to Learn from Where Older Cohorts are Living, Moving?

October 06, 2017 by Zelman & Associates

Baby boomers are accepted as the generation born from 1946-64. There were approximately 76 million births during these years, which was a robust 53% higher than the 19 years prior given overall population growth, the effects of the Great Depression ...

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Filed Under | baby boomersdemographics

Do You Realize the Unreliability of Widely-Cited Construction Spending Statistics?

October 06, 2017 by Zelman & Associates

Every month, the Census Bureau publishes The Value of Construction Put in Place Survey, which is intended to provide monthly estimates of the total dollar value of construction work done in the United States. As it relates to the residential ...

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Filed Under | home improvementmacro housingsurvey

In Face of New Tech, Biggest Broker Brands in Real Estate Continue to Take Share

October 06, 2017 by Zelman & Associates

To many stock investors, the residential brokerage industry is viewed through the eyes of publicly-traded Realogy given its quarterly financial disclosures. With its brokerage business consistently ceding market share in recent years and the ...

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Filed Under | real estate services