Posts from May, 2018

An Underappreciated Shift of Young Adults to Single-Family Living on Horizon

May 18, 2018 by Zelman & Associates

The importance of demographics to the overall housing market is widely understood and discussed, but is also often misinterpreted in our opinion. One area of heavy demographic focus today is on the “Millennial” generation and how its size, ...

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Filed Under | demographicsmillennials

Zelman Closest to the Pin for Key National Mortgage Statistics

May 18, 2018 by Zelman & Associates

Last week, the Federal Financial Institutions Examination Council (FFIEC) and the Consumer Financial Protection Bureau (CFPB) released preliminary Home Mortgage Disclosure Act (HMDA) data for 2017 mortgage originations. Released earlier than ...

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Filed Under | mortgage

Forget About Tax Changes – Homeownership Edges Higher Again

May 04, 2018 by Zelman & Associates

When tax reform became a meaningful conversation in late-2017, there was widespread concern that de-emphasizing itemized deductions for property taxes and mortgage interest would serve as a marginal headwind to the desire for homeownership ...

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Filed Under | demographicshomeownership