December 29, 2017 by Zelman & Associates
Once a year, the Census Bureau releases population estimates for the country, states and local areas, which help to gauge trends between the more expansive decennial censuses. Last week, the national and state estimates as of July 2017 were ...
Filed Under
demographicshousing startsmacro housing
December 29, 2017 by Zelman & Associates
According to the Federal Reserve Bank of New York’s (FRBNY) quarterly report on household debt and credit, residential mortgages accounted for 71% of outstanding liabilities in 3Q17, far surpassing student loans (10%), auto loans (9%) and credit ...
Filed Under
macro housingmortgage
December 15, 2017 by Zelman & Associates
According to a recent study released by the Census Bureau, 11.0% of the U.S. population moved in the year ended 1Q17. The study refers to this as the “mover rate” and notes that the latest reading was lower than 11.2% in the prior year, which ...
Filed Under
demographicshomeownership
December 15, 2017 by Zelman & Associates
Unlike the Baby Boomer generation that is generally accepted as being born over the 19 years covering 1946-64, varied definitions exist for the following Generation X or the more recent Millennials. From our perspective, the most logical segmentation ...
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baby boomersdemographicsmillennials
December 01, 2017 by Zelman & Associates
Last week, Freddie Mac released its quarterly refinance statistics for 3Q17. The analysis uses a sample of properties where Freddie Mac has funded two successive conventional, first-mortgage loans, and the latest loan is for a refinancing. ...
Filed Under
home improvementmortgagerefinance
affordabilityapartmentsbaby boomersbuild-for-rentconstruction lendingdemographicsentry-levelexisting home saleshome improvementhome pricinghomebuildinghomeownershiphousehold formationhousinghousing startsinstitutional investorsinterest ratesmacro housingmillennialsmortgagemortgage ratesnew home salesreal estate servicesrefinancesg&asingle-family rentalstocksstudent debtsupplysurvey
